WiseDrive Auto Loans
Affordable lease-like payments, but you own the car!
Why pay for the whole car?
$40,000 car example. Based on actual use of vehicle (depreciation) with final payment based on projected resale value (Guaranteed Future Value) at loan maturity.
- Payments up to 40% lower than dealer financing
- No money down, no hidden costs, No early payoff penalty
- FREE preapproval for maximum bargaining power
- New, used or refinance 5-years or newer
- 36- to 72-month terms available
New, Used or Refinance
$0 due at signing — Get into your next car with just your signature and NO money down at signing.
Flexible mileage options — Save money by choosing the mileage option that works best for your lifestyle; between 7,500 to 18,000 miles per year.
Titled to you — You can trade-in, sell or pay off your vehicle at any time because the vehicle is titled to you, giving you more freedom with your auto loan.
Option to “walk away” — You can surrender your vehicle and walk away when paying to the end of your loan term, if you’re ready for a different vehicle.
No negative equity — Break the negative equity cycle with a Guaranteed Future Value when paying to the end of your loan term, you can end with a clean slate and start a new adventure.
