Newsletter

Spring 2024

Thanks for joining our Annual Meeting

We held our Annual Meeting on April 6, 2024 at Via Community Center, and were pleased to see so many members. Attendees heard about our past year as well as the investments we’re making in your credit union’s future as they enjoyed light refreshments and door prizes. We also announced the results of the Board of Directors election.


Contractor on roof

Do your homework before signing

Many in our community are having to arrange home repairs due to recent storm damage. Here are a few tips to help avoid contractor scams:

Verify contractor licenses
Check a contractor’s state license with your County. You may want to also check their history with the Better Business Bureau here.

Be cautious of door-to-door salespeople
Be especially cautious if you get an unsolicited door-to-door offer. Organized groups move from state to state posing as contractors and will try to rush homeowners to commit.

Get it in writing (and keep your own copy)
Always get a written contract that includes detailed description of the work, materials, costs, start and end dates. If a contractor won’t provide this, consider it a red flag. If a contractor asks you to sign the contract on an electronic device (iPad, laptop computer) insist on an immediate paper printout to verify what you signed and agreed to.

Payment terms and right to cancel contract
Have a timetable for each phase of your project and corresponding payment schedule. Pay no more than 10% of the total contract price or $1,000 as a down payment, whichever is less. Avoid paying in cash.


Couple taking a break

A HELOC is a powerful tool

Our Home Equity Line of Credit is the smart choice for any home improvement you have in mind. It offers:

  • Competitive rates, low fees and flexible terms
  • Easy advances via Online Banking, checks or by phone
  • Possible tax advantages (Ask your tax advisor)

Apply online or call or visit one of our convenient branches for today’s low rates or to apply. Our friendly team of loan experts are always ready to help.


Rewards Credit Card

Earn Rewards for everyday purchases

Your everyday purchases have never been more rewarding with Gulf Coast Rewards. You earn points every time you use our new Visa Platinum Rewards credit card. From groceries to fuel to utility bills, your everyday purchases will really pay off.

1 point earned for every $1 spent

It’s that simple. And you’ll see your rewards add up on your monthly statement. You can redeem your points for:

Merchandise — Apple devices, electronics, home furnishings, sporting goods and much more

Travel — Book your flight, hotel, and car rental online — no blackout dates

Gift cards — Dining, entertainment, salons and prepaid gift cards to all the places you love

Experiences — Fly a plane, drive an exotic car or sail in a hot air balloon, to name a few adventures you can enjoy

As a Visa Platinum Rewards cardholder, you’re automatically enrolled in Gulf Coast Rewards. Apply for your Visa Platinum Rewards card today and start earning more.


Puppy with flowers

Looking for a new best friend?

85 million families own pets and studies show these pets keep their owners more active and engaged. If you’re thinking of adding a new pet to your home, we hope you’ll consider adopting through the Friends of the Mobile Animal Shelter.

This organization has been helping connect local animals and families since 2004. You can visit their current adoptions page to see available animals.

If you’re not ready to adopt, you can also consider fostering a pet so they can live in a safe, caring environment while they get ready for their furever home. Visit their website today to learn more and find a way to help them help local animals.

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