Rates

Loan Rates

Rates effective as of May 1, 2024

Vehicle Loan

Longer terms available.

Loan Purpose Loan Term APR*
New Auto

Current year + 2 previous years

36 months As low as
5.65%
Preowned Auto

More than 3 years old

36 months As low as
5.9%
Motorcycle / ATV / SxS 36 months As low as
7.49%
Boat / RV / Camper 60 months As low as
7.24%

Home Loan

Loan Type Term APR
Home Equity Line of Credit Revolving Prime + 0%
Home Equity Loan Up to 180 months Call for rate
Express Mortgage Up to 240 months Call for rate

Personal Loan

Loan Type Term APR
Visa Platinum Rewards Credit Card Revolving As low as
13.49%
Share-secured Up to 36 months Index + 3.00%
Signature / Unsecured Up to 48 months As low as
10.99%

APR: Annual Percentage Rate

Annual Percentage Rates subject to change without notice and will be determined by your qualifications and credit history at the time you request your loan.

Deposit Yields

Rates effective as of May 1, 2024

Other terms available. Ask for details.

Account Type Minimum APY
Savings Account $100 min to earn 0.45%
Checking Account $500 min to earn 0.05%
Individual Retirement Account CD $500 min to open Up to
3.53%
Individual Retirement Account $100 min balance 0.50%
Money Market Account $100,000 for best yield Up to
1.41%
18-month Certificate of Deposit $500 min to open Up to
4.35%
Christmas/Vacation Club Account $100 min balance 0.30%

APY - Annual percentage yield